Canadian Dental Care Plan (CDCP) — Find a Dentist Who Accepts It

The Canadian Dental Care Plan (CDCP) is the federal program that helps pay for dental care for Canadian residents with no dental insurance and an adjusted family net income under $90,000. Search our independent directory of 589 clinics that accept it.

Applications are open for the 2026–2027 benefit period. Renewals for 2027–2028 open in spring 2027. How to apply Checked November 7, 2026

What is the CDCP?

The CDCP is run by the Government of Canada, and Sun Life processes the claims. When you visit a participating dentist, denturist or hygienist, the clinic bills Sun Life directly. Depending on your income, the plan pays all of the CDCP fee or 40% to 60% of it.

It covers exams, cleanings, X-rays, fillings, root canals, gum care, dentures, extractions and more. Some services need approval first, and orthodontics is not currently available. You must renew every year.

You may qualify if all four are true

  • You're a Canadian resident for tax purposes
  • You have no access to private dental insurance
  • Your adjusted family net income is under $90,000
  • You (and your spouse or partner) filed last year's taxes

Check your eligibility More about the CDCP

Source: Canadian Dental Care Plan, canada.ca.

How it works

  1. 1

    Check you're eligible

    Four questions: insurance, income, taxes and residency.

  2. 2

    Apply through the Government of Canada

    Online or by phone with Service Canada. Applying is free.

  3. 3

    Find a dentist who accepts the CDCP

    Search 589 clinics, each with its evidence and check date.

    Find a dentist

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Why trust this directory

Every listing shows its evidence

A quote from the clinic's own website, or its listing in Sun Life's CDCP provider search.

Every listing shows when we checked

Each clinic carries the date we last checked it. We never call a listing "verified" until we've confirmed it with the clinic.

Independent

We're not affiliated with the Government of Canada or Sun Life, and we list every clinic we can evidence, not one network.

Read our methodology

Common questions about the CDCP

Who qualifies for the CDCP?

Canadian residents for tax purposes with no access to dental insurance, an adjusted family net income under $90,000, and last year's tax return filed (by you and your spouse or partner).

Do all dentists accept the CDCP?

No. Each provider decides whether to accept CDCP patients, so always ask when you book. Every clinic in our directory has evidence that it accepts the plan.

Is dental care free with the CDCP?

If your adjusted family net income is under $70,000, there is no co-payment, though a clinic may charge more than the CDCP fee. From $70,000 to $89,999, you pay 40% or 60% of the CDCP fee.

How do I apply?

Online through My Service Canada Account or the canada.ca application form, or by phone at 1-833-537-4342. Applying is free.

Do I have to renew every year?

Yes. Renewals for the 2027–2028 benefit period open in spring 2027, and each benefit period ends on June 30.

See all CDCP questions

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